Utah Individual Health Insurance
Assurant Health Insurance for Utah Residents
Assurant Health is a company that offers competitively priced high deductible health plans to Utah residents. They have a history of excellent financial ratings through AM Best and continue to offer quality plans to individuals and families in the state of Utah.
The most unique thing about Assurant Health in Utah is that they are the only company in the Utah market with the ability to issue a plan with "condition-specific deductibles". This can be a huge benefit to someone who has been denied Utah health insurance by Blue Cross of Utah, SelectHealth, Altius, HumanaOne, or another Utah insurer. Being able to issue a "condition specific deductible" with a plan allows Assurant Health to offer coverage to many Utah residents who have been denied. In the past, the best option was the Health Insurance Pool of Utah (HIPUtah). Assurant is now able to cover a percentage of those people who would have normally gone to HIPUtah (the state insurance pool).
Rate Guarantees
On top of that, Utah Assurant offers Utah residents a 24 or 36 month rate guarantee on many of their plans, so your rate won't go up every single year. This is unique to plans in the Utah market, and Assurant is the only company that currently offers this extra protection.
Decreasing Deductible
Another concept that is unique to Assurant in the Utah market is the "decreasing deductible". This allows residents to purchase a plan with a deductible that decreases by 10% for every six month period the insured does not completely meet their deductible.
Assurant Health's Network Options
Assurant offers three high quality large doctor networks to its Utah members; Great-West Open Access Network, Private Healthcare Systems, and First Health Network. This allows members to choose from multiple reliable and well know Mountain Star hospitals and independent doctors. In addition, Assurant Health's networks stretch nationwide, in case you need medical care while out of Utah. Assurant Health also makes it easy for Utah residents to take their plan with them, if the insured moves out of state.
Utah’s Health Insurance Companies
Click on the company’s name below to learn more about that particular company:
Blue Cross Blue Shield of Utah
Select Health (Intermoutain Healthcare)
Utah Health Insurance by City
Salt Lake City Health Insurance
